Jack,
That's our philosophy. Vicki & I both started over 5 years ago and the first thing we agreed on was to replace all of the thing we gave up and have them paid for. So the toy box is stamped "PAID"....and now it's on to build that nest egg for semi retirement. For both of us, we like what we do and probably can continue to work 'til we drop, as long as it stays fun.
Soon long as we can get just aboutas much time off as we want it makes it a good deal.
I have looked around, and think Nevada would be good because of their tax laws and the relatively good weather. Same with Florida. I think I could live on the west coast of Florida, but not the east side.
Minnesota has great spring, summer and fall weather........unfortunately our winters are at least 6 months long and at best we get about 4 1/2 to 5 months of good riding in. So you take the bikes, the street cars and the motorhome, it's a lot to shove into 5 months.
Oh well, if I didn't have winter, I'd never have time to do the "upgrades" to the toys
Tim